BPI

Empowering Communities through Responsible Banking

BPI’s sustainability journey is anchored in its vision to build a better Philippines through responsible finance and inclusive economic participation. With a legacy spanning more than 170 years, BPI has evolved from a traditional bank into a catalyst for social change mobilizing capital where it matters most. The bank’s Sustainable Development Finance Program has funded over 485 sustainability projects worth PHP 321.92 billion, resulting in an estimated reduction of 34.79 million tons of carbon dioxide annually. By aligning its lending portfolio with the United Nations Sustainable Development Goals, BPI ensures that financial growth contributes directly to environmental and social advancement. In 2024 alone, the bank financed 68 new sustainability projects amounting to PHP 45.38 billion, expanding its cumulative SDG portfolio to 54.6% of total corporate lending.

This strategy reflects BPI’s unwavering belief that financial inclusion is central to sustainability. Its microfinance arm, BPI BanKo, has supported nearly 840,000 self-employed micro-entrepreneurs and over 103,000 SMEs, while programs like Agri Negosyoko and Go Teacher’s Loan empower rural farmers and public educators. These inclusive financing efforts bridge economic gaps, uplift communities, and cultivate long-term resilience making BPI not just a bank, but a force for nation-building.

Innovating for a Greener, Smarter Future

Innovation has become BPI’s defining advantage in sustainable finance. Through its Green Solutions program, the bank offers accessible financing for renewable energy, electric and hybrid vehicles, and energy-efficient infrastructure. Its Green Saver Time Deposit and Renewable Energy Loans further empower individuals and corporations to invest in sustainability, resulting in 107,596 tons of carbon emissions avoided annually. BPI also leads the banking sector in energy transition financing, with renewables accounting for 62.1% of its energy generation portfolio more than double the national average of 24%.

The bank’s internal sustainability practices are equally impressive. BPI is the only bank in the Philippines with IFC EDGE-certified green branches 22 by the end of 2024. It has transitioned to recycled PVC credit cards, partnered with DHL to reduce emissions through Sustainable Aviation Fuel, and integrated digital innovation through the BPI Wealth Online platform, offering a secure and efficient experience for environmentally conscious investors. These milestones, supported by the bank’s Exclusion List policy that prohibits financing of unethical and environmentally harmful activities, reinforce BPI’s reputation as a trusted financial leader committed to a low-carbon future.

Driving Industry Transformation and Social Impact

BPI’s leadership in sustainability goes beyond its operations; it influences industries, institutions, and government policies across Asia. Its executives actively participate in international forums such as COP29, the United Nations Framework Convention on Climate Change, and initiatives by the Climate Change Commission and USAID. These engagements enable BPI to share best practices in renewable energy financing, disaster resilience, and transition finance.

Through BPI Foundation, the bank has reached over 5.3 million direct and indirect beneficiaries via programs focused on enterprise development, financial education, and inclusive growth. From training farmers and fisherfolk in livelihood programs to distributing school bags and supporting disaster recovery efforts, BPI’s commitment to people and purpose remains steadfast. Its employee-driven “BPI Bayan” and “BPI Well” initiatives also reflect a strong culture of care empowering over 11,000 volunteers and promoting health, wellness, and work-life balance among its workforce.

Winning the 2025 ACES Black Trophy for Top Sustainability Advocates in Asia, BPI once again reaffirms its position as a regional trailblazer in sustainable finance and social responsibility. The bank’s holistic approach blending innovation, inclusion, and integrity sets a benchmark for the future of responsible banking in Asia, proving that true success is measured not just in profit, but in positive impact.

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