In addition to adopting SEMS, CBC has also developed and launched two special credit lines to offer loans for environmentally-friendly projects namely Green Development Loans for small and medium enterprises (SMEs) and entrepreneurs that wish to invest in energy saving, energy efficiency or off-grid renewable energy projects including investments in solar power and Green Energy Loans and Leases which are offered for individuals who wish to invest in solar power systems for household use. Recognising the substantial potential savings in paper and energy consumption, CBC has started the migration of its clients to digital channels. In its effort, CBC has invested 52 units of a new generation automated Cash Deposit Machines (CDM) that minimise the use of paper under the green banking programme.

Instilling environmental consciousness in its business processors starts at the top. CBC’s top management formulates a sustainability policy and incorporates it into the corporate plan. CBC’s management team set Key Performance Indicators on green lending, digitisation and material usage in yearly strategic planning. So serious is CBC about being environmentally-friendly, it has even refused facilities applied for by some clients because their business proposals did not meet the requirements of the SEMS framework. The rejection of many such applications was related to environmental concerns and lack of proper environmental studies.